Fast business funding when you need it — not weeks from now.
Swiftline Funding connects established small businesses with working capital from $10K to $5M. Complete one simple online application and our funding partner will contact you with options.
- ✓ Funding in as little as 24 hours after approval
- ✓ All credit scores considered — revenue is what matters
- ✓ No real estate or equipment collateral
- ✓ Free to apply — no obligation
How to get a merchant cash advance
Three steps from application to funding. No stacks of paperwork, no weeks of waiting.
Apply online
Tell us about you and your business in about 5 minutes, then upload your last 4 months of business bank statements.
Get matched
Your application goes securely to our funding partner. A funding specialist reviews it and calls you to explain your options.
Get funded
If you accept an offer, sign your agreement and receive funds by wire or ACH — sometimes within 24 hours.
Business funding built around your revenue
A merchant cash advance gives you a lump sum today in exchange for a share of future revenue. It's one of the fastest ways for an established business to get working capital.
Merchant Cash Advance
Lump-sum funding repaid from future sales. Fast approvals based on revenue.
Learn more →Same-Day Business Funding
Need working capital fast? Get same-day or next-day business funding from $10K to $5M.
Learn more →Bad Credit Business Funding
Get business funding with bad credit.
Learn more →Working Capital
Get flexible working capital from $10K to $5M to cover payroll, inventory, repairs and growth.
Learn more →Revenue-Based Financing
Revenue-based financing gives your business capital in exchange for a share of future revenue.
Learn more →MCA Consolidation
Struggling with multiple merchant cash advance payments? MCA consolidation can combine advances and lower your daily or weekly payments.
Learn more →No-Collateral Funding
Get business funding without putting up property or equipment as collateral.
Learn more →Funding for the businesses that keep America running
Restaurants, contractors, trucking companies, medical practices, retailers and many more can apply.
Why business owners choose Swiftline Funding
Decisions based on your business, not just your credit
Banks decline most small business loan requests because of credit scores, collateral or time in business. Merchant cash advance underwriting focuses on what matters most — the revenue your business brings in every month.
Understand the cost before you apply
Our guides explain factor rates, total payback and payment schedules in plain English, and our MCA calculator lets you check the math yourself before you accept any offer.
One application, one funding partner
Your application goes to one funding partner — not to a list of companies. A funding specialist reviews it and calls you to discuss your options.
Your data stays protected
Applications are submitted over an encrypted connection, sensitive information like your SSN is encrypted before it is stored, and your application is sent to only one funding partner.